Facilities
MyBank Mobile App

Experience seamless digital banking with MyBank, our user-friendly mobile app:

Locker Facility

We provide Safe Deposit Lockers at our Kanippayyoor and Marathamcode branches — ideal for storing your valuables like jewelry, important documents, or other prized possessions.

RTGS / NEFT Services

RTGS (Real-Time Gross Settlement): Ideal for high-value, time-sensitive transactions.

NEFT (National Electronic Funds Transfer): For quick, secure money transfers in batches.

All our branches are RTGS/NEFT-enabled, ensuring nationwide connectivity through the IFSC system.

Core Banking Facility

Enjoy anywhere banking with our Core Banking Services. Access your account, perform basic transactions, and receive seamless service across all branches of Kanippayyoor Service Co-operative Bank Ltd.

Interest rate of Deposits
Maturity Period Gen. Public (p.a.) Sr. Citizens (p.a.)
46 days to 90 days 6.75% 7.25%
91 days to 179 days 7.25% 7.75%
180 days to 364 days 7.75% 8.25%
12 Months to 23 Months 8.00% 8.50%
2 Year and above 8.00% 8.50%
Recurring Deposits
1 Year 6.24 %
2 Years 6.35 %
3 Years 7.03 %
5 Years 7.25 %
Savings Deposit 4.0 %
Loans
Type of Loans Interest % Amount
Mortgage Loan 12.5% 3500000
Ordinary Loan 12.00% 20000
Housing Loan 9.50% 300000
Housing Loan 10.50% 300001-2000000
Housing Loan Repair 10.00% 200000
Housing Loan Repair 11.00% 200001-500000
Kisan Credit 6.00%
Gold Loans
Type of Loans Duration Interest%
Gold Loan 3 Months 9.99%
Gold Loan 1 Month 11.00%
Gold Loan Agri 6 Months 9.5%